Our Team
More Than 11 Years of Experience in Property field, Technology
and Supervised by Dewan Pengawas Syariah MUI.
ABOUT US
An Overview of Dana Syariah Indonesia
Danasyariah.id offers services to investors, enabling them to optimize their assets and funds through Sharia-compliant principles while ensuring security and returns derived from property trading activities. The funded projects are those that have successfully passed verification by the Danasyariah.id team, meeting various criteria, including having confirmed buyers or pre-orders already in place
Danasyariah.id, as an applicator and mediator on behalf of fund owners, conducts comprehensive assessments using a prudent approach toward businesses or projects, whether corporate or individual, that are to be funded by fund owners through a crowdfunding mechanism.
The evaluation focuses on two key aspects: business and Sharia compliance. The business aspect is assessed through multiple layers: first option and second option, which include risk analysis of business feasibility, credit scoring, asset collateral, and repayment capacity.
The Sharia compliance aspect of Danasyariah.id is supervised by the Sharia Supervisory Board, adhering to the Fatwas issued by the National Sharia Council of the Indonesian Ulema Council (DSN-MUI) and regulations concerning the contracts used.
We also provide services to help calculate zakat and distribution, so that DanaSyariah members are easier to carry out their Zakat obligations.
Again, we remind you of the true purpose of all of our activities and efforts, that this is all we do together just to seek the blessing of Allah SWT and the Happiness of the Hereafter.
Encouraging the community to conduct economic activities in alignment with Islamic principles, ensuring the acquisition of lawful and blessed sustenance for the prosperity of both this world and the hereafter.
To serve as a hub and center for Sharia-compliant economic activities, facilitating the community in conducting economic practices in accordance with Islamic principles.
More Than 11 Years of Experience in Property field, Technology
and Supervised by Dewan Pengawas Syariah MUI.
Founder & President Director
With over 20 years of managerial experience (CEO/Director) across various companies, the recipient of the 2nd Best Entrepreneur award in 2006 and 2007 at the national 50 best entrepreneurs event. A lecturer at business schools in Jakarta, and in the past 10 years, has been a housing developer, having built more than 15 clusters. In the last 5 years, actively involved in the Sharia property developer community and founded the P2P financing fintech, Dana Syariah.
Co-Founder and Commissioner
As the Founder and CEO of an IT consulting firm that provides services to banking and capital market clients, holding a Bachelor's degree in IT from ITB, and dual Master's degrees in IT and E-commerce. Additionally, a dual degree holder from Curtin University, Australia, with a Master of Commerce in Information Systems. Actively serving as an expert in the IT sector within the Islamic banking industry, having held various managerial positions and Board of Directors roles.
Shareholder
With extensive experience in the banking and property industries. Actively working as a property broker under an Australian franchise property brokerage license, and later established a licensed property franchise office under a U.S. brand in 2013. An active member of AREBI (Indonesian Real Estate Broker Association).
Director
With a background in Islamic Economics and Finance from the University of Indonesia's Postgraduate program, and over 20 years of experience, starting as an Auditor at a Public Accounting Firm and advancing to various strategic positions in the financial sector.
Director
A key business person holding strategic roles in institutional business at international financial institutions, including Manulife Investment Management and Bloomberg L.P.
Sharia Supervisory Board
A graduate of IAIN Syarif Hidayatullah with a degree in Islamic Law, a graduate of Perbanas in Banking, and a Master's Degree candidate in Islamic Banking from Tazkia University.
Specialized and an expert in Fiqh Muamalah, Islamic Micro/Macro Economics, and Sharia compliance auditing. Serving as an accredited Sharia Supervisory Board member by MUI and as an Expert Staff/Sharia Supervisory Board member at PT. Dana Syariah Indonesia.
Sharia Supervisory Board
A certified expert in Sharia Economic Law from the National Sharia Council of the Indonesian Ulema Council (DSN MUI). A graduate of the Master's program in Sharia Economic Law from the Institute of Quranic Sciences (IIQ), he has been a professional since 2003 at Karim Business Consulting, a company specializing in Management Consulting and Sharia Financial Business. Since 2020, he has remained active as a Sharia Supervisory Board member for several BPRS and a multifinance company.
We have audited the financial statements of PT. Dana Syariah Indonesia, which comprise the statement of financial position as of December 31, 2023, the statement of profit and loss and other comprehensive income, the statement of changes in equity, the statement of cash flows, the statement of sources and uses of zakat funds, and the statement of sources and uses of benevolent funds for the year then ended, as well as notes to the financial statements, including a summary of significant accounting policies. In our opinion, the financial statements present fairly, in all material respects, the financial position of the Company as of December 31, 2023, and its financial performance and cash flows, sources and uses of zakat funds, and sources and uses of benevolent funds for the year then ended, in accordance with Indonesian Financial Accounting Standards.
We conducted our audit in accordance with Standards on Auditing established by the Indonesian Institute of Certified Public Accountants. Our responsibilities under those standards are further described in the Auditor’s Responsibilities for the Audit of the Financial Statements section of our report. We are independent of the Company in accordance with the relevant ethical requirements related to our audit of the financial statements in Indonesia, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.
The financial statements of the Company for the year ended December 31, 2022, were audited by another independent auditor, in their report dated April 10, 2023, expressed an unmodified opinion on those financial statements.
Management is responsible for the preparation and fair presentation of these financial statements in accordance with Indonesian Financial Accounting Standards, and for such internal control as management determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is responsible for assessing the Company’s ability to continue as a going concern, disclosing, as applicable, matters related to going concern, and using the going concern basis of accounting unless management either intends to liquidate the Company or to cease operations, or has no realistic alternative but to do so. Those charged with governance are responsible for overseeing the Company’s financial reporting process.
Our objective is to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with Auditing Standards will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.
As part of an audit conducted in accordance with Auditing Standards, we exercise professional judgment and maintain professional skepticism throughout the audit. We also:
• Identify and assess the risks of material misstatement in the financial statements, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain sufficient and appropriate audit evidence to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control.
• Obtain an understanding of internal control relevant to the audit to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the Company’s internal control.
• Evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made by management.
• Conclude on the appropriateness of management’s use of the going concern basis of accounting and, based on the audit evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the Company’s ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor’s report to the related disclosures in the financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor’s report. However, future events or conditions may cause the Company to cease to continue as a going concern.
• Evaluate the overall presentation, structure, and content of the financial statements, including the disclosures, and whether the financial statements represent the underlying transactions and events in a manner that achieves fair presentation.
We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.
 June 5, 2024 |
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